Effective Date: June 29, 2026
This Privacy Policy explains how Payo (“the App”, “we”, “us”, or “our”) handles information when you use the App.
By using Payo, you agree to the practices described in this Privacy Policy.
Payo is designed to help users create, manage, and organize invoices, estimates, clients, items, and related business documents.
Depending on how you use the App, you may enter or provide the following types of information:
We do not require users to provide more information than is necessary to use the App’s features.
We use the information you provide to:
We do not sell your personal information.
Invoices, estimates, client details, business details, logos, images, and other content entered into the App are provided by you.
You are responsible for ensuring that any information you enter into the App is accurate and that you have the right to use and process it.
Information you create in the App may be stored locally on your device and/or through services used by the App to provide its functionality.
If the App supports backup, synchronization, cloud storage, export, or sharing features, your data may be processed as necessary to provide those features.
We take reasonable measures to protect information processed through the App, but no method of electronic storage or transmission is completely secure.
Payo may offer paid subscriptions or other in-app purchases.
All payments, billing, cancellations, and refunds are handled by Apple through the App Store. We do not collect or store your full payment card details.
You can manage or cancel your subscription through your Apple ID settings.
We do not sell your personal information.
We may share or process information only in the following cases:
The App may use third-party services for purposes such as analytics, crash reporting, subscription management, cloud functionality, or app performance monitoring.
These third-party services may process limited technical, usage, or purchase-related information according to their own privacy policies.
We retain information only for as long as necessary to provide the App’s functionality, comply with legal obligations, resolve disputes, and enforce our agreements.
Information stored locally on your device may remain there until you delete it or uninstall the App.
Depending on your location, you may have rights regarding your personal information, including the right to access, correct, delete, or restrict the processing of your data.
You may delete information entered into the App directly through the App’s available features, where supported.
You may also contact us to request assistance with privacy-related questions.
Payo is not intended for children under the age of 13, or under the minimum age required by applicable law in your country.
We do not knowingly collect personal information from children. If we become aware that a child has provided personal information, we will take appropriate steps to delete it.
Information may be processed and stored in countries other than your own. These countries may have data protection laws that differ from those in your location.
By using the App, you understand that your information may be processed as described in this Privacy Policy.
We may update this Privacy Policy from time to time.
If we make changes, we will update the effective date at the top of this page. Continued use of the App after changes means you accept the updated Privacy Policy.
If you have any questions about this Privacy Policy or how Payo handles information, you may contact us at: